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Your own personal Home for Heroes™ Real Estate team to ensure you receive the first-rate treatment you have earned and deserve. We also engage many other real estate related services, such as inspectors, appraisers, closing companies, and insurance to ensure you receive the first-rate treatment. Workforce heroes include but are not limited to teachers, firefighters, public safety officers, health care workers, military personnel, and other every day heroes who provide quality services to the public every day.

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Before you get a VA loan, you will need a VA Certificate of Eligibility.we will be happy to help you get one. Fill out our request form VA Form 26-1880 (Request for a Certificate of Eligibility) to you by mail or email. Please send your request form to the VA.

General Rules for Eligibility

You are eligible for VA home loan veteran benefits if you served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard and were discharged under conditions other than dishonorable after either: 90 days or more, any part of which occurred during wartime, OR 181 continuous days or more (peacetime)

Two Year Requirement

If you: enlisted (and service began) after

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September 7,1980, OR were an officer and service began after October 16, 1981 You must have completed either: 24 continuous months or more, OR the full period for which ordered to active duty, but not less than 90 days (any part during wartime) or 181 continuous days (peacetime)

Wartime and Peacetime

Wartime and Peacetime, as used in the General Rule for Eligibility, refer to the following periods of time. Wartime: World War II 9/16/40 - 7/25/47 Korean conflict 6/27/50 - 1/31/55 Vietnam era 8/5/64* - 5/7/75 Persian Gulf War 8/2/90 - undetermined. Peacetime: Post-World War II period 7/26/47 - 6/26/50 Post-Korean period 2/1/55 - 8/4/64 Post-Vietnam period 5/8/75 - 8/1/90 * The Vietnam era begins 2/28/61 for individuals who served in the Republic of Vietnam.

You may also be eligible if you:

were discharged for a service-connected disability, or were discharged for the convenience of the government after completing at least 20 months of a 2-year enlistment, or completed not less than 90 days (any part during wartime) or 181 continuous days (peacetime), and were discharged because of a hardship, or
were determined to have a service-connected compensable disability, or were discharged
or released from active duty for a medical condition which pre-existed service and has not been determined to be service-connected, or
received an involuntary discharge or release from active duty for the convenience of the Government as a result of a reduction in force, or
were discharged or released from active duty for a physical or mental condition not characterized as a disability and not the result of misconduct but which did interfere with your performance of duty are an unremarried spouse of a veteran who died while in service or from a service connected disability, or are a spouse of a serviceperson missing in action or a prisoner of war.
Active Duty Service Personnel

If you are now on active duty, you are eligible after having served on continuous active status for at least 90 days. When an ending date is established for Persian Gulf War service, a minimum of 181 days of continuous active duty will be required for persons who did not have wartime service.

Member of the Selected Reserve

"Selected Reserve" means the Selected Reserve of the Ready Reserve of any of the Reserve components which consists of units and individuals who participate actively in paid training periods and serve on paid active duty for training each year.

Six Year Requirement

A veteran, who is not otherwise eligible, who completes a total of 6 years as a member of the Selected Reserve (need not be ordered to active duty) is eligible if he or she either: received an honorable discharge was placed on the retired list was transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service in the Selected Reserve characterized as honorable continues to serve in the Selected Reserve

The 6 years service need not be continuous nor in the same Reserve or National Guard unit. However, active duty regular military service cannot be combined with Reserve service to reach the 6 year requirement

Eligibility also may be established for:

certain United States citizens who served in the armed forces of a government allied with the United States in World War II. individuals with service as members in certain organizations, such as Public Health Service officers, cadets/midshipmen at service academies, officers of National Oceanic and Atmospheric Administration, merchant seamen with WWII service, and others.

VA Loans and Your Debt Ratio - How is my VA home loan eligibility determined? A: To qualify for a VA home loan, you must fall into a certain debt ratio. Your income, credit card debts and the new indebtedness created by the VA mortgage are all tallied up to see where you land in terms of debt. The maximum debt ratio you may have and still qualify for a VA home loan is 41%. This is only one factor used to determine eligibility, the others include your reliable income and credit rating. If you are considering applying for a VA home loan, you may wish to make an appointment with a financial planner and debt counselor to see how you might improve your standing in advance of the application process.

Have a Question? Do you have a question? We can help. Simply fill out the request and we'll contact you with the answer, with no obligation to you. We guarantee your privacy. Note: We hate spam just as much as you do. I never rent, trade, lease or sell your email to anyone - period! Your information shall be kept strictly confidential.

For most Knoxvilleans, East Tennesseans, Tennesseans and Americans, your home is your biggest investment . But let's forget about prices, for the moment and concentrate on fundamental value. Because that is something that no home-price statistic captures.

At its core, a house is a shelter. But most people when they dream about a house or start looking for a house or actually buy one think about value in a whole different way: they think about the fireplace they can gather around with their families, the kitchen where they can show off their culinary skills, the bathroom that they won't have to share, the schools they will be able to send their kids to, the neighbors they will be able to entertain in the backyard, the parks they can bike and hike and the community events they will be able to attend. See MarketWatch's First Take

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More and more home sellers and buyers are asking questions like "What is the supply of unsold homes in the neighborhood?", "How fast are homes selling right now?" and they're coming to House Values Knoxville.com in droves to get the answers. At House Values Knoxville.com we answers these questions and many others for you, tailored specifically to your individual request. And unlike the generic market data found on other sites, House Values Knoxville.com provides in-depth, real-time "local data" not available to the general public, directly from the IDX.^* It's never been easier to provide access to "comparisons of current homes for sale versus sold homes", "comparison of asking-to-selling prices", "average days on market" and much more.

By registering your phone number and/or email address on this website, you are making an inquiry and granting permission to our sales team to contact you via phone or email, regardless if you are registered with the national or state Do Not Call list, or our company Do Not Call list.

JustListedKnoxville.com is the areas largest consumer Real Estate Web Site with over 32,000 properties for sale 24/7 and free. The Just Listed Knoxville.com Real Estate Team offers you seasoned, professional "buyer's brokers." We work for you, the buyer exclusively. Our mission statement defines simple. We are here to protect your investment interest on legal level as well as help to you secure a wise investment. Just Listed Knoxville.com Real Estate Team has all the tools necessary to research IDX pre-owned homes & new construction inventories throughout the Metro Knoxville area and eight surrounding counties. Just Listed Knoxville.com Real Estate Team has the largest database of real time LIVE IDX properties in East Tennessee, so you are not likely to find one that we are unable to. The major difference is that we are privy to a lot more information than you are able to acquire through the search engines.

Steve Albin 865-964-9476 Tina Mounger 865-748-6216 Toll Free 1-888-372-9990 Toll Free 1-888-372-9990

This web site is for informational purposes only. All information provided is deemed reliable but is not guaranteed. Information is provided by the sellers agent and is not verified. This web site or agents are Not responsible for typographical errors withdrawals and/or prior sales.

Knoxville, Tennessee real estate - Real Estate to find real estate in Knoxville or other Tennessee real estate. Use our home buyer tools to research all aspects of the Knoxville housing market including Knoxville neighborhood information, Knoxville home loans . Whether looking for homes for sale in Knoxville Real Estate can help. Our Knoxville real estate market snapshot gives you an overview of the housing market in Knoxville, TN - easily find Knoxville housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Knoxville real estate market, search our Knoxville foreclosures, Knoxville new homes, or all Knoxville homes for sale

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