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Get the right place at the right price !
Before
you get a VA loan, you will need a VA Certificate of Eli
You are eligible for VA home loan veteran benefits if you served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard and were discharged under conditions other than dishonorable after either: 90 days or more, any part of which occurred during wartime, OR 181 continuous days or more (peacetime)
Two Year Requirement
If you: enlisted (and service began) after September 7,1980, OR were an officer and service began after October 16, 1981 You must have completed either: 24 continuous months or more, OR the full period for which ordered to active duty, but not less than 90 days (any part during wartime) or 181 continuous days (peacetime)
Wartime and Peacetime Wartime and Peacetime, as used in the General Rule for Eligibility, refer to the following periods of time. Wartime: World War II 9/16/40 - 7/25/47 Korean conflict 6/27/50 - 1/31/55 Vietnam era 8/5/64* - 5/7/75 Persian Gulf War 8/2/90 - undetermined. Peacetime: Post-World War II period 7/26/47 - 6/26/50 Post-Korean period 2/1/55 - 8/4/64 Post-Vietnam period 5/8/75 - 8/1/90 * The Vietnam era begins 2/28/61 for individuals who served in the Republic of Vietnam. You may also be eligible if you:
If you are now on active duty, you are eligible after having served on continuous active status for at least 90 days. When an ending date is established for Persian Gulf War service, a minimum of 181 days of continuous active duty will be required for persons who did not have wartime service. Member of the Selected Reserve
Six Year Requirement
A veteran, who is not otherwise eligible, who completes a total of 6 years as a member of the Selected Reserve (need not be ordered to active duty) is eligible if he or she either: received an honorable discharge was placed on the retired list was transferred to the Standby Reserve or an element of the Ready Reserve other than the Selected Reserve after service in the Selected Reserve characterized as honorable continues to serve in the Selected Reserve The 6 years service need not be continuous nor in the same Reserve or National Guard unit. However, active duty regular military service cannot be combined with Reserve service to reach the 6 year requirement
Eligibility also may be established for: certain United States citizens who served in the armed forces of a government allied with the United States in World War II. individuals with service as members in certain organizations, such as Public Health Service officers, cadets/midshipmen at service academies, officers of National Oceanic and Atmospheric Administration, merchant seamen with WWII service, and others. VA Loans and Your Debt Ratio - How is my VA home loan eligibility determined? A: To qualify for a VA home loan, you must fall into a certain debt ratio. Your income, credit card debts and the new indebtedness created by the VA mortgage are all tallied up to see where you land in terms of debt. The maximum debt ratio you may have and still qualify for a VA home loan is 41%. This is only one factor used to determine eligibility, the others include your reliable income and credit rating. If you are considering applying for a VA home loan, you may wish to make an appointment with a financial planner and debt counselor to see how you might improve your standing in advance of the application process. |
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Knoxville, Tennessee real estate - Real Estate to find real estate in Knoxville or other Tennessee real estate. Use our home buyer tools to research all aspects of the Knoxville housing market including Knoxville neighborhood information, Knoxville home loans . Whether looking for homes for sale in Knoxville Real Estate can help. Our Knoxville real estate market snapshot gives you an overview of the housing market in Knoxville, TN - easily find Knoxville housing market prices, housing inventory statistics such as number of listings, median home price, home price trends, and monthly real estate market trends. Once you have a better sense for the Knoxville real estate market, search our Knoxville foreclosures, Knoxville new homes, or all Knoxville homes for sale Business Type: Real Estate Brokerage, Real Estate Agents, Buyer Agents, Seller AgentsSpecializing in: * Real Estate Transactions * Residential Sales * Residential Purchases * Home Evaluations * First Time Home Buyers * Second Homes * Luxury Property * Open Houses
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